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Living in Belgium - A Guide for Students

by Dr Nathalie Mather-L’Huillier and Chantelle Francis

Belgium is a tranquil, open and welcoming country, known for its chocolates, beers and comics. But the country has a lot more to offer than these sweet delicacies.

Museums, great countryside (which is generally flat so great for cycling), medieval villages and towns make up just some of the attractions to be seen here.

Fresh produce is readily available, as well as varied and tasty food which benefits from a number of influences such as German, French and Turkish cuisines.

You’ll find the weather on the mild side, with a dry and hot summer (around 25°C), and winters which rarely go below -5°C. Snow, however, usually lasts for more than a few days at a time.

Student life is not that different from other European countries and further afield: there are halls of residence, canteens/student refectories, student parties, societies and student jobs.

On this page you can read about the kinds of accommodation available in Belgium, costs of everyday living, and general Belgian lifestyle

Elsewhere you can read about the Belgian education system and studying a Masters in Belgium.

If you're ready to start your search for a Masters in Belgium, you can use our course search.

What's it like to study abroad in Belgium?

You may have heard that Belgium is divided between the Flemish (Dutch-speaking) and the Walloons (French speaking) but the country is, wherever you go, welcoming and Belgians are generous, relaxed and eager to share their culture and gastronomy. There is also a sense of order and rigor in Belgian life which can make things easier when you are settling in, although it may be a culture shock.

The whole country attracts curious tourists, keen to discover its quirkiness, from unusual sites (Manneken-Pis or Atomium), culinary specialities such as fries, fricandelles (best not to ask what it is) or waffles, or its cultural events such as carnivals, parades or les Géants.

A constitutional monarchy and independent since 1930, Belgian society comprises historically of very different groups of people. Belgium is located in Western Europe and has a population of around 10 million. Boasting a small coastline, Belgium is also surrounded by neighbouring countries, France, Germany, Luxembourg and the Netherlands.

The country is proud of its capital, Brussels, which is home to nearly two million people, of which around 500,000 are expats. The second largest city is Antwerp, a trade centre for the diamond industry. Brussels is also the capital of Europe on a wider scale and of the region of Flanders on a local scale. At a crossroad in Europe, Belgium is where most of the European institutions (Parliament, Council of Europe, European Commission) are based as well as NATO and international corporations (around 1,000 multinationals are based in Brussels or its vicinity).

Business travel is a priority for the tourism industry. Every year approximately 14 million business people come to Brussels for conferences, exhibitions, meetings, fairs or European summits to meet with business partners.

Search for a Masters in Belgium

Ready to start looking for your ideal study abroad opportunity? Browse and compare Masters degrees in Belgium on FindAMasters.com


It is generally quite easy to find accommodation in Belgium, with the exception of Brussels where the accommodation demand from local, business and expat communities is high. University residences, however, provide a good option in cities and many universities will reserve rooms/flats for international students.

Sharing a flat is not necessarily the most popular accommodation option amongst Belgian students, except in University residences and if you are going to live in a private accommodation, studio flats are widely available.

Accommodation types

Broadly speaking, your choice of accommodationas a Masters student in Belgium will be from the following three types:

  • University residences: individual single/double rooms (called “kots”), room-flats (kinda like a studio with private kitchenette and bathroom) or flats may be on offer.
  • Private or public residences managed by private companies or local/regional authorities.
  • Private sector.

Accommodation costs

University residences will have a range of facilities and therefore of price:

  • Single room: €220-250 ($250-280 USD) (shared facilities) or €300-325 ($337-365 USD) (en-suite)
  • Double room (per person): €120-140 ($135-158 USD)
  • Studio flat: €300-400 ($337-449 USD) (and may or not include utilities).

For private studios, the rent is likely to be €250-500 ($280-561 USD) depending on the location, size (you’ll often see it described in m2) and the level of comfort/luxury!

Living costs

In general you’ll find the cost of everyday goods fairly reasonable, even so that people in neighbouring countries living near the borders, make the journey over for groceries, petrol, leisure (just imagine: “I'm just nipping to Belgium for some milk” which I actually did, on foot, when I lived in the Netherlands!).

Typical student prices in Belgium

The following tables give approximate prices for some of the common items and services you are likely to purchase whilst studying abroad in Belgium:

Item Price (€) Price ($)
Milk (1 litre) 0.90 0.95
Loaf of bread (500g) 1.70 1.85
Potatoes (1kg) 1.35 1.45
Chicken breasts (1kg) 9.20 9.90
Rice (1kg) 1.75 1.90

Entertainment & Leisure
Item Price (€) Price ($)
Cinema ticket 10 10.75
Mid-price bottle of wine 7 7.55
Cup of coffee 2.60 2.80
Draught beer (0.5 litre) 3.50 3.75
Inexpensive restaurant meal 15 16.15

Monthly Utilities
Item Price (€) Price ($)
Monthly travel pass 49 52.70
Broadband internet (10mbps, uncapped) 39.50 42.35
Domestic utilities (Electricity, Heating, Water and Waste) 126.10 135.60

Note Information in the above tables is based on crowd-sourced data collected by Numbeo. Figures are approximate and provided for comparative purposes only. They do not take account of student discounts and may vary over time or between cities.

Learn more about studying in Belgium

Looking for more information about Masters study in Belgium? Our detailed guide covers everything from university rankings and courses to fees, funding and applications.

Working whilst studying

Students who are EU nationals may be employed in Belgium under the same conditions as Belgians. There is no need to apply for a work permit. Please note that for nationals of Bulgaria and Romania, there is currently a transition period during which students from these countries require a work permit. A spouse and the children of an EU student may also work in Belgium, even if they are non-EU nationals, although you do need to be married and to be living together.

Non-EU students who want to work during the academic year, are required to have a category C work permit but not during the summer holidays. A work permit can be applied for at the Office des Etrangers .

Whatever your nationality, you can also use PostgraduateFunding.com to search a comprehensive database of small grants available to all postgraduate students. These could be a great way of topping up your funding if you have difficulty finding work alongside your studies.

Further information

The above information has hopefully given you a good idea of what to expect from life in Belgium as a Masters student. You should be ready to find accommodation, look for a job and go see the famous Manniken-Pis. There are a few other details you'll want to read up on before you head to Belgium though. 'Read more' for a concise guide to travel and health insurance for Masters students in Belgium.

Travel and transportation

With its central position in Europe, it is easy to travel to neighbouring countries by air or train from Belgium. Brussels is an international hub for air traffic and is connected to a large number of destinations. You can travel to Paris, London, Amsterdam or Berlin in under two hours, ideal for exploring, networking or if you are thinking of doing a placement/internship.

Within Belgium, the transport systems are well established and reliable, offering trains, buses and excellent road networks. What will surprise you is the scale if you come for a large country. Even the capital is small despite its international and dynamic feel, but it still boasts an underground. Whether in the city or in the countryside, you won’t fail to notice how green everywhere is. In Brussels, for example, 14% of the city are green spaces.

Medicine and health insurance

In Belgium, health insurance is compulsory. As a student, you have access to what is called “ mutuelle ” which allows you to get your medical costs reimbursed. Depending on whether you are an EU or a non-EU nationals, there are different ways to cover the cost of such insurance.

If you are from an EEA country (EU, Iceland, Liechtenstein and Norway), your national system covers you in Belgium. Before leaving your country, you must acquire a health insurance European card. This card will allow you to join a health insurance company ( mutuelle ) in Belgium and to have most of your medical expenses reimbursed.

If you are from a non-EU country, you MUST have health insurance cover during your stay in Belgium, either by securing cover in your home country or by taking out insurance in Belgium through your university (approximately €10 / $12 per month).

In addition, students who are enrolled at university in Belgium benefit from a liability insurance which protects you in case of accidents related to any university activities. Some international students, however, take additional insurance cover such as a comprehensive mobility insurance policy for the period of their studies.

Search for a Masters in Belgium

Ready to start looking for your ideal study abroad opportunity? Browse and compare Masters degrees in Belgium on FindAMasters.com

Last updated - 21/11/2016

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