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UK Masters Degree Loans – Country Comparisons
There are different postgraduate Masters degree loans available in England, Scotland, Wales and Northern Ireland.
Learn how each loan works, what you're eligible for and how to apply. You can also jump to a quick comparison of the different options. If you're looking for a PhD, read our guide to UK doctoral loans.
Postgraduate Funding - The UK Masters Loan
You can get a £12,858 postgraduate student loan for a Masters degree in any subject. Read our simple guide, covering eligibility, applications and FAQS.
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Funding in Scotland: Postgraduate Loans 2025
You can get a Scottish postgraduate loan of up to £13,900 for a Masters degree or PGDip from SAAS. Learn how this funding works in our guide.
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2025 Postgraduate Funding in Wales
You can get Welsh postgraduate funding of up to £19,255 towards a Masters degree. Learn how this funding works in our guide.
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2025 Postgraduate Loans in Northern Ireland
You can get a Northern Irish postgraduate loan of up to £6,500 for a Masters, PGCert or PGDip from Student Finance NI. Learn exactly how this funding works in our guide.
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Postgraduate Loan Repayments
Our guide explains how the different UK postgraduate student loan repayments work, with salary examples, FAQs and a handy postgrad loan repayment calculator.
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Postgraduate Bank Loans for Masters Degrees - A Guide
Various lenders offer private students loans for postgraduate study. Our guide explains how they work and highlights how they differ from government student loans.
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The UK's four postgraduate loan options have plenty in common, but there are some differences between the individual schemes.
Here's a quick comparison of the key details:
| England | Northern Ireland | Wales | Scotland | |
| Value | £12,167 | £5,500 | £18,770* | £11,500** |
| Level | Full Masters | Up to Masters | Full Masters | Up to Masters |
| Courses | Taught & Research | Taught & Research | Taught & Research | Taught & Research |
| Length | Up to 4 years | Up to 3 years | Up to 4 years | Up to 4 years |
| *Wales offers Masters students a grant of between £1,000 and £6,885, based on household income. A postgraduate loan is then available to top this up to £18,770. | ||||
| **Scotland offers two separate postgraduate loans for tuition fees and living costs. Their eligibility criteria differ slightly. | ||||
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Last updated: 25 April 2023
