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UK Masters Degree Loans – Country Comparisons

There are different postgraduate Masters degree loans available in England, Scotland, Wales and Northern Ireland.

Learn how each loan works, what you're eligible for and how to apply. You can also jump to a quick comparison of the different options. If you're looking for a PhD, read our guide to UK doctoral loans.

Postgraduate Loan – A Guide for 2022

You can get a £11,836 postgraduate student loan for a Masters degree in any subject. Read our simple guide or explore our detailed list of frequently asked questions.

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2022 Postgraduate Loans in Scotland

You can get a Scottish postgraduate loan of up to £10,000 for a Masters degree or PGDip from SAAS. Our guide explains how this funding works and provides a detailed list of student FAQs.

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2022 Postgraduate Funding in Wales

You can get Welsh postgraduate funding of up to £18,430 towards a Masters degree. Our guide explains how this funding works and provides a detailed list of student FAQs.

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2022 Postgraduate Loans in Northern Ireland

You can get a Northern Irish postgraduate loan of up to £5,500 for a Masters, PGCert or PGDip from Student Finance NI. Our guide explains how this funding works and provides a detailed list of student FAQs.

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Postgraduate Loan Repayments

Our guide explains how repayments work for the different UK postgraduate student loans, with salary examples, FAQs and a handy loan repayment calculator.

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Postgraduate Bank Loans for Masters Degrees - A Guide

Various lenders offer private students loans for postgraduate study. Our guide explains how they work and highlights the important ways they differ from government student loans.

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A comparison of UK postgraduate loans

The UK's four postgraduate loan options have plenty in common, but there are some differences between the individual schemes.

Here's a quick comparison of the key details:


UK Postgraduate Loans in 2022
England Northern Ireland Wales Scotland
Value £11,836 £5,500 £18,025* £10,000**
Level Full Masters Up to Masters Full Masters Up to Masters
Courses Taught & Research Taught & Research Taught & Research Taught & Research
Length Up to 4 years Up to 3 years Up to 4 years Up to 4 years
*Wales offers Masters students a grant of between £1,000 and £6,885, based on household income. A postgraduate loan is then available to top this up to £18,025.
**Scotland offers two separate postgraduate loans for tuition fees and living costs. Their eligibility criteria differ slightly.



Last Updated: 03 March 2021