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Masters Degree Loans Across the UK

Masters degree loans are now available in England, Scotland, Wales and Northern Ireland.

EU students also have access to this funding for courses starting in 2019-20 or 2020-21.

Our guides explain how each loan works, including information on payments, repayments, eligibility and application requirements as well as a detailed list of frequently asked questions.

You can also view a quick comparison of UK postgraduate loans at the bottom of this page. See FindAPhD.com for details of PhD loans.

English postgraduate loans

Student Finance England offers loans of up to £11,222 for taught and research Masters degrees in 2020.

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Welsh postgraduate loans

Student Finance Wales offers up to £17,489 in means-tested grants and loans for students on taught and research Masters degrees in 2020.

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Scottish postgraduate loans

Student Awards Agency Scotland offers two loans for Masters & Postgraduate Diploma courses in 2020, with up to £5,500 for fees and £4,500 for living costs.

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Northern Irish postgraduate loans

Student Finance Northern Ireland offers £5,500 tuition-fee loans for taught and research courses up to Masters level in 2020.

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Repaying a postgraduate loan

Our guide explains how postgraduate repayments work across the UK, with a helpful FAQ.

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Applying for a postgraduate loan

Each postgraduate loan uses a separate application system. Our guide explains how they work.

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Postgraduate loan blogs

Postgraduate loans are a new addition to the UK funding landscape. Our blog features regular news stories and updates.

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Other UK Masters funding

Postgraduate loans aren't the only source of UK funding. Our guides cover other support, including international student funding.

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A comparison of UK postgraduate loans

The UK's four postgraduate loan options have plenty in common, but there are some differences between the individual schemes.

Some concern obvious details such as residency criteria (you will normally need to be ordinarily resident in the country you apply for a loan from). Others concern more significant differences between loan amounts and eligible courses.

The following table compares the key features of postgraduate loans in England, Scotland, Wales and Northern Ireland:


UK Postgraduate Loans in 2020
England Northern Ireland Wales Scotland
Value £11,222 £5,500 £17,489* £10,000**
Level Full Masters Up to Masters Full Masters Up to Masters
Courses Taught & Research Taught & Research Taught & Research Taught & Research
Length Up to 4 years Up to 3 years Up to 4 years Up to 4 years
*Wales offers Masters students a grant of between £1,000 and £6,885, based on household income. A postgraduate loan is then available to top this up to £17,489.
**Scotland offers two separate postgraduate loans for tuition fees and living costs. Their eligibility criteria differ slightly.




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