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UK Masters Loans - Country Guides

Masters degree loans are now available across the United Kingdom. Students from England, Scotland, Wales and Northern Ireland have access to Government funding for postgraduate study.

EU students also have access to UK postgraduate loans for courses starting in 2019-20 or 2020-21.

Our guides explain how the different loans work, including information on payments, repayments, eligibility and application requirements.

You can also view a quick comparison of UK postgraduate loans at the bottom of this page. See for details of the new postgraduate doctoral loans.

English postgraduate loans

England was the first country to introduce loans. They offer up to £10,906 for taught and research Masters degrees in 2019.

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Welsh postgraduate loans

Wales offers up to £17,000 in means-tested grants and loans for students on taught and research Masters degrees.

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Scottish postgraduate loans

Scotland offers two loans for Masters & Postgraduate Diploma courses, with up to £5,500 for fees and £4,500 for living costs.

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Northern Irish postgraduate loans

Northern Ireland offers £5,500 tuition-fee loans for taught and research courses up to Masters level.

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Repaying a postgraduate loan

Our guide explains how postgraduate repayments work across the UK, with a helpful FAQ.

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Applying for a postgraduate loan

Each postgraduate loan uses a separate application system. Our guide explains how they work.

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Postgraduate loan blogs

Postgraduate loans are a new addition to the UK funding landscape. Our blog features regular news stories and updates.

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Other UK Masters funding

Postgraduate loans aren't the only source of UK funding. Our guides cover other support, including international student funding.

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A comparison of UK postgraduate loans

The UK's four postgraduate loan options have plenty in common, but there are some differences between the individual schemes.

Some concern obvious details such as residency criteria (you will normally need to be ordinarily resident in the country you apply for a loan from). Others concern more significant differences between loan amounts and eligible courses.

The following table compares the key features of postgraduate loans in England, Scotland, Wales and Northern Ireland:

UK Postgraduate Loans in 2019
England Northern Ireland Wales Scotland
Value £10,906 £5,500 £17,000* £10,000**
Level Full Masters Up to Masters Full Masters Up to Masters
Courses Taught & Research Taught & Research Taught & Research Taught & Research
Length Up to 4 years Up to 3 years Up to 4 years Up to 4 years
*Wales offers Masters students a grant of between £1,000 and £6,885, based on household income. A postgraduate loan is then available to top this up to £17,000.
**Scotland offers two separate postgraduate loans for tuition fees and living costs. Their eligibility criteria differ slightly.

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