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You are creative and confident, committed to success in whatever you do. You know that international finance is dynamic, fast-moving, fast-changing. Read more

You are creative and confident, committed to success in whatever you do.

You know that international finance is dynamic, fast-moving, fast-changing. The MSc International Banking, Finance and Risk Management is designed for you.

Accredited by the Chartered Institute of Securities and Investment (CISI) and Institute of Operational Risk (IOR), the MSc International Banking, Finance and Risk Management programme will give you the skills you'll need to manage bank operations:

  • Develop an in-depth understanding of banking and finance
  • Explore both domestic and international bank operations
  • Master financial and operational risk measurement and management
  • Learn practical application of financial and analytical techniques
  • Deepen your understanding of ethical decision-making

We collaborate with leading financial services organisations to keep our programme cutting-edge. We understand today's pressing issues in the international financial market - ensuring you will too.

Whatever role you choose to pursue, you'll be prepared to use your skills and insight for good. By protecting businesses and communities from unnecessary risk and making ethical, responsible decisions that promote the common good, you can make a positive impact wherever you go.

The world of international finance is vibrant and diverse - and so is our programme's teaching team. You'll learn from their broad range of experiences, ranging from academic pursuits to industry expertise, and professional practice in both the public and private sectors. The result is a programme that helps you see the world from a broader perspective.

Whether you choose to study at our Glasgow or our London campus, you can expect a curriculum that's career-focused. You'll benefit from guest lectures, master classes and live case studies.

What you will study

Bank Operational Risk and Global Operations Management

Equips you with an understanding of operational risk and management by analysis of the main operations of banks such as settlement and clearance in both EU and emerging markets. You will also study conduct of business, client asset rules and custody.

Bank Management

This module aims to develop a critical awareness of the management of large commercial banks - both their operations and how this exposes them to risk. This will include a look at the theory behind retail banks, an overview of the sector, analysis of the balance sheet of banks and performance analysis using FRA, managing liquidity and liabilities, capital adequacy, investment banking and more.

Financial Services Regulation

Focuses on banking regulation and conduct of business regulation, as well as setting all of this material within the broader framework of international developments in financial regulation.

Financial Securities Analysis

This module will focus upon pricing and placement of financial instruments and how they are traded upon financial markets. You will also study debt, equity, and risk and return.

Ethics and Corporate Governance

This module explores the key issues of incorporate governance and the extent to which the arrangements currently in place secure corporate accountability. Personal and Professional Development enables you to identify, understand, develop and articulate your personal abilities in the context of your future career aspirations.

Research Methods

Develops advanced skills related to a range of research methods needed for academic and practical research at Masters level.

Personal and Professional Development

Enables you to identify, understand, develop and articulate your personal abilities in the context of your future career aspirations.

Dissertation

The final element of the programme is the dissertation, which provides you with an opportunity to design and undertake a piece of original research in a selective area of banking, finance and risk.

Assessment methods

Assessment methods used vary across modules, these may include: class tests, written exam, coursework, essays, seminar participation, group presentations and individual reports.

Professional accreditations

Chartered Insurance Institute (CII)

As an accredited programme, graduates of our MSc International Banking Finance and Risk Management programme may accrue up to 60 non-specific credits at Advanced Diploma level in either the Insurance or Financial Services qualifications framework of the CII. Find out more

Institute of Operational Risk (IOR)

Through our accreditation from the Institute of Operational Risk, you have access to a widely recognised professional institute, best practices, knowledge sharing centre and events. Find out more about CII

Your career

Joining a globally networked community of alumni and supporters, graduates enter the workplace ideally positioned and prepared to lead in their workplaces and industries.

Graduates pursue opportunities in the fast-growing field of bank risk management, both within the UK and internationally. They find rewarding careers in financial services, investment banking, financial consulting and global operations.



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The course is suitable for individuals who want to begin work or rapidly progress their career in financial markets, investment banking, fund management or wealth management. Read more

The course is suitable for individuals who want to begin work or rapidly progress their career in financial markets, investment banking, fund management or wealth management.

It develops your knowledge of appropriate investment strategies and financial products, together with your understanding of the risks associated with these products and financial markets. You address issues of risk management, regulation, wealth management and fund management, focussing on both individuals and organisations.

We have consulted both industry practitioners and professional bodies to ensure the course prepares you for a career in a variety of roles within the financial services industry. You are taught by University staff with extensive work experience in the banking and finance industry, who regularly complete consultancy work with banks and banking organisations. The financial services industry is a fast paced and dynamic area to work in, with a strong and identifiable career path.

This course is linked with the Chartered Insurance Institute (CII) and during the course you benefit from student membership. The CII works with regulators, educational and trade bodies together with major corporate organisations across the globe to help raise professional standards. You are encouraged to take professional exams during your time on the course in order to maximise your potential for progression within your chosen career path. The cost of sitting professional exams is in addition to your normal course fees.

Sheffield Business School has a diverse mix of cultures which includes students from the UK, Asia, India, Pakistan, Africa, the EU and North and Central America. This multicultural environment provides the opportunity for networking and developing a group of future international business contacts.

A major element of the course is the dissertation. This allows you to focus on a subject that interests you, which is valuable in contributing to career development and helping you build a strong CV to impress potential employers.

Course structure

Full-time – typically 12-16 months.

Starts September 2017 and January 2018.

Typical modules may include

Semester one

  • Methods of Enquiry
  • Finance
  • Banking and Financial Markets
  • Financial Risk Management

Semester two

  • Wealth Management and Investing
  • Financial Regulation and Supervision
  • Advanced Portfolio Management

Semester three

  • Research methods
  • Dissertation

Assessment

Assessment methods include phase tests, individual assignments and group work tasks 

Employability

Possible progression or career routes include • a wide range of opportunities globally within the finance, investment, investment banking, retail financial services, government and regulatory organisations • careers in Fund Management, Stockbroking, Wealth Management and Investment Banking • opportunities in financial analysis and management consultancy • further professional study opportunities with organisations such as the Chartered Insurance Institute, Chartered Institute for Securities and Investment and the Society of Chartered Financial Analysts.

Previous graduates are working for companies such as • Deloitte • J P Morgan • HSBC • Investec • Royal Bank of Scotland • Aviva • Fidelity • Barclays • Scottish Widows • plus banks, national and smaller IFA firms, whilst others have chosen to start their own businesses.



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Who is it for?. Read more

Who is it for?

You want to develop a successful career in insurance or risk management; or you already work in one of these fields and want to expand your knowledge and enhance your career potential.  At Cass, you will study both applied and theoretical aspects of insurance and risk management to an advanced level.

Objectives

Our MSc Insurance and Risk Management programme will equip you with the all-round knowledge and skills necessary to succeed in the constantly evolving fields of insurance, risk and risk management.

You will work through a balanced programme which combines a practical approach with sound theory to create a learning environment that is both challenging and stimulating.  You will emerge with a well-regarded and flexible postgraduate degree, solidly positioned to build a successful career in an exciting an increasing complex business world –see ‘Career Pathways’ for testimonials from our past students.

Structure

There are three ways of taking our MSc Insurance and Risk Management programme.

  • A one year full-time course
  • A two year part-time course
  • An exempt route (‘fast track’) course for CII Advanced Diploma holders (8 months full-time or 20 months part-time)

In each case you will

  • Acquire comprehensive knowledge of the theory, principles and practices of insurance and risk management
  • Develop a wide range of technical and conceptual skills
  • Network with your peers and senior finance industry professionals in the City of London
  • Enjoy an enriching environment as part of an international student body
  • Acquire a flexible qualification to prepare you for wide range of roles in insurance, risk management or finance

Assessment

To satisfy the requirements of the degree students must complete:

  • Eight Core courses (15 credits each) (or five Core courses for Exempt Route students)
  • Three Elective courses (10 credits each) and a Business Research Project (40 credits).

Assessment of Core courses on the MSc in Insurance & Risk Management is by means of coursework and unseen examination in most cases.  Elective courses are generally assessed by coursework only.  Coursework may consist of standard essays, individual or group presentations, group reports, classwork, unseen tests or problem sets.  Group work may include an element of peer assessment.

We review all our courses regularly to keep them up-to-date on issues of both theory and practice.

Career pathways

Our MSc Insurance and Risk Management is a long-established course, and we are very proud of the career progression of our many hundreds of past graduates.  They now work in a wide range of organisations around the world, including major global insurance and reinsurance companies, international insurance broking firms, investment and retail banks, leading accountancy firms and management consultants, risk management departments of major corporations, regulatory authorities and many other fields.

Some graduates have pursued further studies (such as PhD) after leaving Cass and embarked on academic careers, others have become successful entrepreneurs and built their own businesses.



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The course aims to develop your analytical skills and knowledge of the key products, investment strategies and risks present in financial markets. Read more

The course aims to develop your analytical skills and knowledge of the key products, investment strategies and risks present in financial markets. It is ideal for individuals wishing to work in financial markets and investment and wanting to progress their career rapidly.

We have consulted industry practitioners and professional bodies to ensure that it prepares you for a career in financial services. The financial services industry is a fast paced and dynamic area to work in with a strong and identifiable career path.

The dissertation allows you to focus upon a subject that interests you, contributing to career development.

Sheffield Business School has a diverse mix of cultures with students from the UK, Asia, India, Pakistan, Africa, the EU and North and Central America. This multicultural environment provides a great opportunity for developing mutual activities and improving cross-cultural understanding among students.

This course is linked with various professional bodies including the Chartered Insurance Institute (CII) and Chartered Institute for Securities and Investment (CISI).

You can take professional exams whilst you are in the UK. However costs vary and fees would be on top of your normal course fees.

Professional recognition

Successfully completing the international treasury management module gives you an additional professional qualification awarded by the Association of Corporate Treasurers (ACT).

Course structure

Full-time

September start – typically 12 months

January start – typically 15 months but it can be completed in 12 months

Typical modules include:

Semester one

  • Finance
  • Methods of enquiry
  • banking and financial modules
  • financial risk management

Semester two

  • Financial regulation and supervision
  • fund management
  • advanced portfolio management

Semester three

  • Research methods
  • Dissertation

Assessment

Assessment methods include phase tests, individual assignments and group work tasks.

Employability

Possible progression or career routes include • wide range of opportunities globally within the finance, investment, investment banking and retail financial sectors as well as within government and regulatory organisations • a career in Fund Management, Stockbroking, Wealth Management or Investment Banking • opportunities in financial analysis and management consultancy • further study opportunities through the Chartered Insurance Institute, Chartered Institute for Securities and Investment or the Society of Chartered Financial Analysts

Previous graduates are working for companies such as • Deloitte • J P Morgan • HSBC • Investec • Aviva • Fidelity • Grant Thornton • Barclays • Scottish Widows • plus other banks, national and smaller IFA firms, whilst others have chosen to start their own businesses.





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Climate change, increasing urbanization and mounting exposure to natural hazards are imposing growing pressure on insurers and reinsurers to seek ways of limiting exposure. Read more

Climate change, increasing urbanization and mounting exposure to natural hazards are imposing growing pressure on insurers and reinsurers to seek ways of limiting exposure. This programme offers students a better understanding of natural hazards and the means by which their impacts on the market can be mitigated or avoided.

About this degree

Strong emphasis is placed on developing an improved understanding of natural hazards – the nature of available data, the conclusions we can draw from them, limitations and relevant cutting-edge research. Content focuses on hazards of most interest to the market, most notably windstorm, flood and earthquake, but also addresses geotechnical issues such as dam and reservoir safety, radioactive waste and energy resource issues.

Students undertake modules to the value of 60 credits.

The programme consists of two taught core modules (40 credits) and an independent research project (20 credits).

Core modules

  • Geological and Geotechnical Hazards
  • Meteorological Hazards

Optional modules

There are no optional modules for this programme.

Research project/report

All students undertake an independent project, which culminates in an 8,000-word dissertation and an oral presentation.

Teaching and learning

The programme is delivered through lectures, seminars, discussions, directed reading, and problem-solving exercises. Student performance is assessed through a combination of examination and coursework in the form of essays, reports and exercises. The independent project is assessed through an 8,000-word report and an oral presentation.

Further information on modules and degree structure is available on the department website: Natural Hazards for Insurers PG Cert

Funding

For a comprehensive list of the funding opportunities available at UCL, including funding relevant to your nationality, please visit the Scholarships and Funding website.

Careers

This programme is accredited by the Chartered Insurance Institute (CII), the premier professional organisation for those working in the insurance and financial services industry.

Recent career destinations for this degree

  • Assistant Underwriter, Atrium Underwriters
  • Catastrophe Risk Specialist, Canopius
  • Pipeline Engineer, Petromap Ltd
  • Property Underwriter, Ascot Underwriting
  • Senior Castastrophe Risk Analyst, Canopius

Careers data is taken from the ‘Destinations of Leavers from Higher Education’ survey undertaken by HESA looking at the destinations of UK and EU students in the 2013–2015 graduating cohorts six months after graduation.

Why study this degree at UCL?

Top hazard scientists at UCL and other leading academic institutions have worked with the under 35s reinsurance group and market professionals, to develop this flexible programme.

Students benefit from our welcoming environment and world-class facilities, which include the UCL Hazard Centre, Europe's leading multidisciplinary hazard research centre.

The programme is staffed by academics from UCL and partner universities,

the British Geological Survey and industry and market practitioners.



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This taught Masters prepares students for research and industry-based careers in biotechnology research and development. You will gain research experience and interdisciplinary training in state-of-the-art biomolecular and biochemical techniques. Read more
This taught Masters prepares students for research and industry-based careers in biotechnology research and development. You will gain research experience and interdisciplinary training in state-of-the-art biomolecular and biochemical techniques. The programme is based in the Department of Biology, which is one of the UK’s top- ranked biological sciences departments for research, teaching and impact. Staff in the Centre for Novel Agriculture Products (CNAP) and Centre for Immunology and Infection (CII) contribute teaching, and research opportunities.

Key features

-Integrated training in modern recombinant DNA, fermentation and bioreactor technology
-Develop the skills to support an research or industry -based career across any area of modern biotechnology.

Taught modules

-Industrial Biotechnology
-Data Analysis and Programming in the Biosciences
-Research, Professional and Team Skills
-Optional modules include: Biocatalysis, Cell and Tissue Engineering, Bioremediation.

Research projects

Independent study module carried out as a placement either within the University or as an external placement. Recent external placement destinations include MicroLab Devices, Leeds; Cancer Research UK, London; Computomics GmbH & Co, Tübingen; and Forsite Diagnostics Ltd, York.

Research and transferable skills

-Appreciate the role of science in industry, eg commerce, IP issues and ethics
-Data analysis, programming and professional skills modules.

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The global business environment is more complex and interconnected than ever before. Major shifts can happen in a day. The pace of change keeps increasing. Read more

The global business environment is more complex and interconnected than ever before. Major shifts can happen in a day. The pace of change keeps increasing.

The MSc Risk Management at GCU is designed for today - and industry recognises this. Double-accredited by the Chartered Insurance Institute (CII) and the Institute of Risk Management (IRM)

As a student, you'll gain the cutting-edge knowledge and practical skillset to navigate the complexities and challenges of risk management in today's world.

  • Build skills in establishing risk policy and structures
  • Master the design and review processes for risk management
  • Practise building processes for risk response
  • Learn how to develop contingency and business continuity programmes

GCU is a global leader in risk management education and research. Our experts pursue high-impact research and investigate real-world problems in risk management. For example, we conducted a recent government-funded study assessing the risks associated with private finance in the construction industry and produced a recent report on the risks associated with e-commerce.

Our staff publish on subjects like insurance risk regulation, occupational health and safety, healthcare risk management, financial risk management and more - contributing to public knowledge and the common good.

In our thriving GCU community, we encourage every student and graduate to help build the common good as well. That means exploring ways to make a positive impact, whatever you do, wherever you go.

What you will study

Enterprise Risk and Modelling

You will gain an understanding of the theory involved in contemporary risk management processes and practices; providing you with an understanding of the building techniques required to assemble a risk analysis model.

Global Perspectives on Risk

You will learn how to critically analyse a wide range of risks, including managerial, cultural, political, ethical and economic factors impacting on international businesses. You will also evaluate a range of risk management strategies and tactics available to international businesses.

Risk Financing and Insurance

You will learn the basic principles of risk finance, examine insurance theory and undertake a critical evaluation of insurance practice. Alternative risk financing methods such as options, futures, swaps and securitisation will also be analysed.

Business Continuity and Crisis Management

You will examine the relationship between risk management and business continuity management, study the key drivers of Business Continuity and the strategies involved when an organisation faces a crisis situation.

Ethics and Corporate Governance

This module explores the key issues in corporate governance and the extent to which the arrangements currently in place secure corporate accountability.

Personal and Professional Development

Enables you to identify, understand, develop and articulate your personal abilities in the context of your future career aspirations.

Research Methods

This module develops advanced skills related to a range of research methods needed for academic and practical research at masters level.

Dissertation

The final element of the programme is the dissertation, which provides you with an opportunity to design and undertake a piece of research in a selective area of risk management.

Your career

Our graduates are highly competitive candidates for job opportunities in the UK and across the world. Graduates find successful roles in risk management, risk analysis, risk co-ordination, insurance and business continuity management and more in a wide range of industry sectors including banking, insurance, consultancy, oil and gas, transport, and construction.



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Developed in response to the global attention to risk and insurance – particularly from a technological and political view, our MSc Insurance Risk Management course focuses on the relationship between the two disciplines, ensuring you graduate ready to become a leading force in any organisation. Read more
Developed in response to the global attention to risk and insurance – particularly from a technological and political view, our MSc Insurance Risk Management course focuses on the relationship between the two disciplines, ensuring you graduate ready to become a leading force in any organisation.

There is an increased demand for directors, risk managers and consultants qualified at postgraduate level, to help appreciate the increasing demand for organisations to implement effective risk reporting systems. With this in mind, our course is designed to enhance your skills and train you to become a qualified, assured director.

What's covered in the course?

This is a part-time course delivered online, with material developed for you to explore and apply the techniques of risk management to the world of insurance.

The course is aligned to the Certificate and Advanced Diploma in Insurance of the Chartered Insurance Institute, which grants students significant exemptions from the Advanced Diploma from the CII. It is also aligned with the International Certificate in Enterprise Risk Management from the Institute of Risk Management.

You’ll be encouraged to share your work experiences and to evaluate real-life case studies, both of which will bring real-life experiences to your studies.

Why Choose Us?

-Earn and learn at the same time
-The course has a strategic focus rather than operational
-You will be taught by an established team with over 20 years’ experience of delivering risk based courses.
-The Centre prides itself on its extremely high pass rates.
-We get to know our students as individuals and support their specific needs, or can signpost them to other areas of the University that can provide additional, complimentary support.
-Our course is delivered with flexible distance learning, so you can fit your studies alongside work and personal commitments.
-We use real live international case studies to facilitate learning and bridge the gap between theory and practice.
-Exceptional value for money

Distance Learning

This course is offered as a distance learning option, enabling you to study at a time that suits you. Delivery of course materials is done through our e-learning platform, Moodle. Supporting materials are made available via email.

If you’re an international student, you can sit your examinations at your British council offices for a fee payable locally of around £100 per examination.We encourage your communication and confidence with active learning methods, such as group work, seminars, debates and quizzes.

You will have in-depth look at risk management and insurance concepts, combining risk and insurance to provide an effective understanding of how both in strategic management and organisation management, as well as a wide range of internal audit techniques. These topics will help you become ingrained in successful audit and business management.

Employability

All assignments are grounded in real working organisations, allowing you to apply your knowledge into a real working environment. The majority of students enrolling on this course will already be in employment, although not necessarily in the area of insurance risk management.

You will be encouraged to use your own organisations in the consideration of topic areas thus increasing their profile within that organisation.

Should this prove difficult the team has a strong track record of working with individual students to provide either case studies and / or internships which can also be utilised.

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Increasing urbanization, growing wealth concentration, climate change and environmental degradation are rapidly raising exposure to natural hazards in the developed and developing world. Read more

Increasing urbanization, growing wealth concentration, climate change and environmental degradation are rapidly raising exposure to natural hazards in the developed and developing world. Growing numbers of stakeholders are thus seeking ways of reducing the risk from natural hazards. UCL's Natural Hazards PG Cert offers students a better understanding of natural hazards and the means by which their impacts on people, communities and business can be mitigated and managed.

About this degree

A strong emphasis is placed on developing an improved understanding of

natural hazards and the processes that drive them. The latest research is

used to evaluate the nature of available data, the conclusions we can draw

from them and their limitations. The content focuses on the most destructive and costliest hazards, notably windstorms, floods and earthquakes, but also addresses geotechnical topics such as dam and reservoir safety and radioactive waste management. The programme provides students with intellectual and practical tools for making more informed decisions in their professional capacities.

Students undertake modules to the value of 60 credits.

The programme consists of two taught core modules (40 credits) and an independent research project (20 credits).

Core modules

  • Geological and Geotechnical Hazards
  • Meteorological Hazards

Optional modules

There are no optional modules for this programme.

Research project/report

All students undertake an independent project, which culminates in an 8,000-word independent report and an oral presentation.

Teaching and learning

The programme is delivered through lectures, seminars, discussions, directed reading, and problem-solving exercises. Student performance is assessed through a combination of examination and coursework in the form of essays, reports and exercises. The independent project is assessed through an 8,000-word report and an oral presentation.

Further information on modules and degree structure is available on the department website: Natural Hazards PG Cert

Funding

For a comprehensive list of the funding opportunities available at UCL, including funding relevant to your nationality, please visit the Scholarships and Funding website.

Careers

This programme is accredited by the Chartered Insurance Institute (CII), the premier professional organisation for those working in the insurance and financial services industry.

Why study this degree at UCL?

Top hazard scientists at UCL and other leading academic institutions have worked with professionals in the business and NGO arenas to develop a flexible programme that accommodates the demands of a full-time professional career.

The programme is staffed by academics from UCL and other universities, the British Geological Survey and partners from the business sector.

The programme is part-time and taught in three blocks over a period of ten months. The total programme length is 600 hours, of which 140 hours is contact time with tutors, which takes the form of lectures, seminars and discussions. The remaining study time is made up of directed reading, essay writing, problem-solving exercises and the preparation of an independent project report.



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Pathways. - MSc Financial Management. - MSc Financial Management (Change Management). - MSc Financial Management (Islamic Finance). Read more

Course Overview

Pathways:
- MSc Financial Management
- MSc Financial Management (Change Management)
- MSc Financial Management (Islamic Finance)
- MSc Financial Management (Strategic Management)
- MSc Financial Management (International Finance)
- MSc Financial Management (Project Management)

The popular MSc Financial Management has recently been reviewed and re-validated. The driving force behind many of the changes and improvements were comments of previous students. Students now have a far broader range of option modules (and pathways) enabling them to design a Master’s level programme that aligns more clearly with their career ambitions.

See the website https://www.cardiffmet.ac.uk/management/courses/Pages/Financial-Management---MSc-.aspx

Course Content

The programme is based around;

4 core taught modules:
- Capital Markets & Derivatives
- Corporate Finance & Risk
- Management of Finance
- Quantitative Finance

2 skills modules:
- Research Methods
- Professional Development and Practice in Business and Management​

2 option modules:
- Behavioural Finance
- Crisis, Risk & Strategic Change Management
- Contemporary Issues in Finance , Accounting & Economics
- Delivering Successful Projects
- Finance of International Business
- Global Business Strategy
- Industrial Work Experience
- International Management: People and Operations
- International Politics
- Islamic Investment Banking Management
- Managing People and Markets across Cultures
- Principles of Islamic Finance
- Project Management Theory & Practice

A 12,000 word dissertation.

Learning & Teaching

The teaching philosophy of this programme is to deliver wherever possible each module with a multi-disciplinary teaching team, providing a more effective framework to encourage and promote an integrated understanding of the field. The role of the module leader will be to co-ordinate, and in effect oversee the delivery of content by the modular team, ensuring that learning outcomes are met.

Module teaching teams will be drawn from the course teaching team. This will not only enhance student learning but provide teaching staff with the opportunity to develop their own knowledge and understanding of other business and management disciplines. It is hoped that after a short period of time such an approach to teaching will shape and direct content in a complementary and mutually reinforcing way, allowing for the development of multi-disciplinary assignments and projects.

Assessment

The assessments for this programme are many and varied as would be expected with 6 core modules and 13 options. Within the cores you will have 3 three hour examinations, essays, reflective logs and an assessed role play exercise.

Employability & Careers

The demand for highly skilled and knowledgeable finance professionals shows no signs of abating over the coming years – and in the view of some may well increase. This demand has been instrumental in designing this flexible and challenging suite of programmes. In order to maximise employability the programme learning outcomes are geared towards supplying students with the knowledge, skills and understanding that the finance industry requires. A key component of this is our new module Professional Development and Practice in Business and Management

The programme seeks to meet individual and industry needs by developing students with higher-level cognitive skills and abilities who also possess an excellent practical understanding of "how to apply" rather than just "why it happens".

Find information on Scholarships here https://www.cardiffmet.ac.uk/scholarships

Find out how to apply here https://www.cardiffmet.ac.uk/howtoapply

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